Credit scores miss the real story. That's why we are teaming up: to help you build a strong credit report based on how you financially engage with your community.

BetterFi applicants and borrowers can join Giving Credit to build a character-based credit report. Now your community loans, like your peer-to-peer loans, count towards your credit history. 

How it Works

Build your network: Invite our friends, family, and co-workers to lend and borrow with one another without any fees or interest.

Build your report: Create a more complete picture of your financial reliability by documenting your trusted peer loans and repayment activity. If you are a BetterFi borrower, your loans and repayments will be securely reported to your Giving Credit Report, as well

Get Credit: Share your Giving Credit Report with BetterFi and other lenders to be used when reviewing your loan application. 

Sign up today. Get the credit you deserve!